Can you move in as soon as you close on a house?

On Behalf of | Oct 26, 2021 | Residential Real Estate

Closing is the official process of signing the documents to buy a new home. You do initially make an offer to the seller, who can accept it, but then you have to get the loan finalized, have inspections carried out and do much more to make sure the deal will go through. If everything works out properly, then you move on to closing. 

The easiest way to think of this is that closing means you actually own the home. But does that mean you can move in right away? If you have all of your belongings in a moving truck, could you theoretically drive from the closing office to the house and start unpacking? 

Check the move-in date

Generally, the answer is yes. When you close, the title transfers to your name and you get the keys. It’s now your house. You can go there immediately if you want, and many people do — even if they’re not ready to actually move. 

However, you and the seller will decide on a move-in date. If this is after the closing date, you must respect that. For instance, some sellers only agree to sell if they’re given a month to buy a new house after the fact. Always check the date that was agreed to and never assume anything. It’s likely the same as the closing date, but you need to be sure. 

If miscommunication leads to a dispute between you and the seller, where you both believe you have a right to live in the home, then you must know what legal options you have. With luck, you may be able to resolve the issue with a minimum of complication, but it pays to understand your rights.