Nadel & Ciarlo, P.C.

New York City Real Estate Law Blog

Tips on purchasing a property with a violation

If you are considering buying a property in New York, there will be a great deal of research that you need to conduct on the property. A very common issue is the instance in which a buyer discovers that the home has an improvement made to it without the proper permit in place. This can be very problematic for a potential buyer.

A violation might exist in the form of a converted garage or an illegal pool and can lead to a fine or an order to amend the violation, which can be very costly. If you have already entered into the sale when you learn that there is a violation on the property, it is important that you understand the potential options that you have.

Understanding rent stabilization in New York

The city of New York is one of the most expensive places to live in the United States and in the world. Renting an apartment can be very difficult, but a lucky few manage to find a rent-stabilized apartment. Rent-stabilized apartments mean that the landlord is limited to how much they can raise the price of rent in each given year.

If you have a rent-stabilized apartment in the city of New York, it is important that you take the time to understand how the law works. This will help you to stand up for your rights in the event of a dispute.

Common concerns about buying a short sale home

Short sale homes tend to be on the market for a much lower price than other homes of the same standard. This is because the goal is to sell them as quickly as possible. Purchasing a short sale home can therefore be a great opportunity to get a home at a good price.

However, there are several things that you should be aware of before purchasing a short sale home. The following are some common questions potential property buyers often have regarding purchasing a short sale home in the state of New York.

Understanding property line laws in New York

When you purchase a property in the state of New York, there will be clear boundary lines between your property and your neighbor's property. Even the smallest impediment on these lines can put your property is at a disadvantage.

Addressing property issues with your neighbor can be uncomfortable, and many people try to avoid creating a conflict. However, the value of your home and the enjoyment of your property can be severely limited if your neighbor oversteps their legal rights.

New York renters to receive reimbursement for overcharged rent

A prominent New York property owner will reimburse residents of a Brooklyn building who had sued the after rents were raised.

The company had started charging market rate for rent-regulated units and agreed recently to pay back about $100,000 in an apparent admission that it was wrong to raise the rent. The company also agreed to apply the regulation rules to the units once again.

What are my alternatives to foreclosure?

Owning a home can feel like a great investment in your future. While the potential reward is great, home ownership can also feel stressful, especially if you are going through financial difficulties.

If you have recently lost your job or have accumulated a significant amount of debt, you may be worried about how you will continue to pay off your mortgage obligations. If you do not keep up with your mortgage repayments, you may be forced into foreclosure. This is usually not a lucrative deal and will mean that you will lose your home. If you can foresee upcoming financial difficulties ahead of time, it will be easier for you to prepare for this; therefore, you can consider the alternatives to foreclosure.

Rent-stabilized or controlled apartments are not the same

If you live in New York, you probably have heard the terms "rent-controlled" and "rent-stabilized" apartments. Each one has a purpose, but do you really know the difference? The difference is important and dictates the rate at which the landlord can rent the property.

Rent regulation is in place in New York, because the city government wants to make sure that New Yorkers don't get priced out of the market. Rent control began in 1920 because there was a housing shortage and high prices during World War I. To help keep costs down, the New York State Legislature passed the rent-control program.

Title issues that can affect your legal right to a property

One of the most important insurance policies you can buy as a homeowner is title insurance. This insurance will protect you if issues arise involving the title to your home. Let's discuss some common title issues that might affect your legal right to a property.

Some of the most common issues with a title happen because of human error. There could have been errors made by the clerical staff that handled your title and how it was filed with the county. A simple clerical error could cost you your home.

What should you do before you buy a house?

If you're making your first home purchase in New York, you want to make sure you do it right. You need to protect yourself and make sure you're not taken advantage of.

What are some ways you can do that? It comes down to several important steps. For instance, viewing just one apartment or home isn't enough. You need to look around and give yourself time to decide if the home is right for you.

A spite fence can lead to trouble in the city

New York City is a big place where residents often find themselves living nose-to-nose with their neighbors. As such, it's possible to enter into disputes quite easily. One of the major problems is with fencing and property lines.

Since property is extremely valuable in the city, the way you fence off your property or define define your property line can annoy your neighbors. You may also disagree over who is responsible for the upkeep a fence or anything that divides your property.

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